Consumer Site

I want to finance my medical bill

Business Clients

I'm an existing business client.

Potential Clients

I want to be a new business client

What is BloomPayment?


Sponsored by participating healthcare providers, BloomPayment's flexible membership program gives patients extra time to pay their medical bills by offering a revolving line of credit starting as low as 0.00% APR ¹. BloomPayment accounts that are in good standing can continue to use the BloomPayment program on future visits.


Starting as Low As 0.00% APR ¹

BloomPayment's flexible program offers patients low to zero cost revolving line of credit for the lifetime of their payment plan to finance medical bills. 

  • No introductory interest rate 
  • No deferred interest 
  • No annual fees


Manageable Monthly Payments ¹

Minimum monthly payments starting as low as $25 per month.


Easy Approval Process

Simply ask your healthcare provider if they participate in the BloomPayment Program and if your balance is eligible ². 

  • No applications or credit checks ³


No Impact on Credit Score ⁴

BloomPayment does not report to credit bureaus.


Consolidate Medical Bills ⁵

Consolidate multiple billing statements into a single monthly payment.


Add Future Visits ⁵

Easily add medical bills to your account.

Important Disclosures

Please refer to your Welcome Packet for important details pertaining to your offer of credit. 

¹Interest rate and minimum payment terms may vary depending on each participating healthcare provider's plan details available upon offer of credit.

²FAQ page contains general eligibility criteria. Your Welcome Packet may contain additional eligibility criteria, if applicable.

³No applications required for standard plans. Non-standard plans or plans with special eligibility requirements may require additional information, which may include an application and/or credit inquiry. 

⁴BloomPayment does not credit report accounts to the credit bureau. Provider or creditor may independently choose to credit report on defaulted balances after returning or transferring those balances. 

⁵Healthcare provider must be a participating member of BloomPayment.

How Do I Get Started?

Step 1: Healthcare Provider Referral


Your healthcare provider will refer accounts to BloomPayment either through their internal process automatically or upon your request. Please contact your healthcare provider to see if they accept payment plans through BloomPayment today.

Step 2: Make Your First Payment


After your healthcare provider refers your account, you will receive a Welcome Packet containing important details on your account and your first statement. Upon your first payment into the program to BloomPayment, your account will be activated.